You work hard for your money, be sure it works hard for you and make every effort to secure it for both your and your family's future.

Are you left with one or more small pensions?
Or larger pensions that are restricted in some way?
Maybe you have to take an Annuity and your pension fund dies with you?

If the answer to any or all of the above is yes then a SIPP may be the solution. Click here for more information.

IMPORTANT The Triple Tax Threat for UK Citizens Click Here

What has this site got to offer and why is it different from so many other sites offering financial advice or services?

The differences lie in attitude to advice, perhaps most important is the belief that although there may be similarities in circumstances of individuals no two people have exactly the same personal circumstances and therefore no two people should be offered the same advice of products and services.

The second difference is that the advice offered is completely independent there is no preference for any legal firm, accountant, trust of life company or any other body.

Finally we do not attempt to direct clients to any specific investment, our belief is that our clients are capable of making their own investment decisions and by virtue of their need for our services they have already demonstrated their successful strategy. If our clients require investment advice then we will be pleased to direct them to specialists in that area  our function is to provide legitimate methods to reduce the effect of taxation and other drains on capital resources.

"Every man is entitled, if he can, to order his affairs so that the tax attaching under the appropriate Acts is less than it otherwise would be".

(Lord Tomlin in IRC v. Duke of Westminster 1936)